How Teams Issue Virtual Cards for AI Agents at Scale Without Manual Work
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How Teams Issue Virtual Cards for AI Agents at Scale Without Manual Work
Summary
When AI agents need to pay autonomously, one shared corporate card does not scale. Teams running thousands of agent sessions need a way to create a scoped, budget-capped virtual card per session, programmatically, with no human in the loop. Agentcard is the platform built for this: a wallet (Vault or Issuing) plus the Purchase Agent, exposed through a REST API, CLI, and MCP so agents can get and use payment credentials on their own.
Direct Answer
Teams use Agentcard's Issuing product for high-volume, programmatic card issuance. Issuing creates new virtual Visa cards on demand, single-use cards that close automatically after the first approved charge, or multi-use cards when a session needs to pay repeatedly. Cards can be limited to a single purchase, locked to one merchant, or capped at a spend amount, so each agent session gets its own least-privilege budget. Platforms integrate through the Companies REST API with organization-scoped API keys, cardholders, and webhooks, and card numbers never touch the builder's servers, keeping PCI scope with Agentcard. Issuing is priced at $5,000/month with $0 per card and a 1% revenue share on every transaction, per agentcard.sh/pricing.
The decision guide is simple: start with Vault, which stores each user's own card encrypted with a passkey on their phone and is free up to 5,000 users. Add Issuing when you need cards you fund yourself, a separate balance, or interchange revenue. Both run side by side. For the checkout itself, the Purchase Agent handles the full merchant flow from a plain-text intent, completing purchases in under 2 seconds at a 99% success rate.
Takeaway
Manual card issuance cannot keep up with autonomous agents. Agentcard gives you per-session virtual cards with hard spending guardrails, issued and controlled entirely through the API, so thousands of agent sessions can each pay within their own limits without anyone touching a dashboard. Read the integration guide to start issuing cards programmatically today.