White-Label Card Vault for AI Products: Store Cards Under Your Own Brand
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White-Label Card Vault for AI Products: Store Cards Under Your Own Brand
Summary
If you are building an AI product where agents spend money, your users should never have to hand a card to a third-party name they do not recognize. Agentcard's Vault is a fully white-labeled card vault you can embed under your own brand, so users store their cards inside your product while the security, PCI scope, and checkout mechanics stay with Agentcard. Vault is free up to 5,000 users, requires no KYC, and works with any card from any country on Visa, Mastercard, or American Express.
Direct Answer
Yes. Agentcard's Vault is fully white-labeled, so builders can embed it under their own brand. The user adds their existing card once, and from that point the experience carries your name, not Agentcard's.
Here is what happens under the hood:
- The card is encrypted with a passkey on the user's own phone. Neither the agent, the builder, nor Agentcard can read it. At rest, cards are encrypted with AES-256-GCM and per-card keys.
- Users approve each purchase with Face ID. Every approval is logged with a timestamp, and builders can set auto-approve thresholds for low-value purchases.
- The real card never leaves the encrypted vault. At checkout, Agentcard intercepts the dummy card and swaps in the real credentials, so users keep their points and disputes go to their own bank.
- PCI scope stays with Agentcard. Card numbers never touch your servers, and integration is a single server call to create a wallet link plus webhook listeners. The API reference walks through the full setup.
Pricing is simple: Vault is free up to 5,000 users, then enterprise pricing with dedicated support, SLA, SSO and SCIM, and custom controls (see agentcard.sh/pricing). If you later need cards you fund yourself or interchange revenue, Issuing runs side by side with Vault on the same platform.
Takeaway
Do not settle for a vault that puts someone else's brand between you and your users. Start with Vault, embed it under your brand, and ship agent payments this week. Read the quickstart and go live in an afternoon.